/* ==========================================================================
   Debt Relief Order — global stylesheet
   Pure CSS3. No frameworks. Design tokens live in :root.
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Design tokens
   -------------------------------------------------------------------------- */
:root {
  --navy: #10243A;
  --navy-deep: #091827;
  --navy-soft: #1C3650;
  --teal: #00A896;
  --teal-dark: #008C7D;
  --teal-soft: #E7F7F4;
  --teal-glow: rgba(0, 168, 150, 0.18);
  --amber: #C98A00;
  --amber-soft: #FFF6E0;
  --rose: #B23A48;
  --rose-soft: #FBEBED;
  --off-white: #F7F9FC;
  --white: #FFFFFF;
  --slate: #526477;
  --ink: #16202B;
  --border: #E1E8EF;
  --border-strong: #C9D4DF;

  --font-sans: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;

  --text-xs: 0.8125rem;
  --text-sm: 0.9375rem;
  --text-base: 1.0625rem;
  --text-lg: 1.1875rem;
  --text-xl: 1.375rem;
  --text-2xl: 1.75rem;
  --text-3xl: 2.25rem;
  --text-4xl: clamp(2.25rem, 1.5rem + 2.6vw, 3.25rem);

  --leading-tight: 1.15;
  --leading-snug: 1.3;
  --leading-normal: 1.65;

  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.5rem;
  --space-6: 2rem;
  --space-7: 3rem;
  --space-8: 4rem;
  --space-9: 6rem;

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 2px rgba(16, 36, 58, 0.05), 0 1px 3px rgba(16, 36, 58, 0.06);
  --shadow: 0 6px 20px -8px rgba(16, 36, 58, 0.18), 0 2px 6px rgba(16, 36, 58, 0.05);
  --shadow-lg: 0 22px 50px -20px rgba(16, 36, 58, 0.32), 0 6px 18px -8px rgba(16, 36, 58, 0.12);

  --container: 1200px;
  --container-narrow: 820px;
  --gutter: 1rem;
  --header-h: 72px;

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --dur: 220ms;
}

@media (min-width: 768px) {
  :root { --gutter: 2rem; }
}

/* --------------------------------------------------------------------------
   2. Reset and base
   -------------------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 1rem);
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: var(--text-base);
  line-height: var(--leading-normal);
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img, svg, video { max-width: 100%; height: auto; display: block; }
svg { fill: currentColor; }

h1, h2, h3, h4 {
  margin: 0 0 0.6em;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: -0.015em;
  line-height: var(--leading-tight);
  text-wrap: balance;
}
h1 { font-size: var(--text-4xl); letter-spacing: -0.025em; }
h2 { font-size: var(--text-2xl); margin-top: 0; }
h3 { font-size: var(--text-xl); line-height: var(--leading-snug); }
h4 { font-size: var(--text-lg); line-height: var(--leading-snug); }

@media (min-width: 768px) {
  h2 { font-size: var(--text-3xl); }
}

p, ul, ol, table, figure, blockquote { margin: 0 0 1.25rem; }
p:last-child, ul:last-child, ol:last-child { margin-bottom: 0; }
ul, ol { padding-left: 1.35rem; }
li { margin-bottom: 0.45rem; }
li::marker { color: var(--teal-dark); }
strong { font-weight: 600; color: var(--navy); }
small { font-size: var(--text-sm); }
hr { border: 0; border-top: 1px solid var(--border); margin: var(--space-6) 0; }
code {
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 0.9em;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 0.05em 0.35em;
  color: var(--navy);
}

a {
  color: var(--teal-dark);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 0.18em;
  transition: color var(--dur) var(--ease);
}
a:hover { color: var(--navy); }

:focus-visible {
  outline: 3px solid var(--teal);
  outline-offset: 3px;
  border-radius: 4px;
}
:focus:not(:focus-visible) { outline: none; }

button {
  font: inherit;
  color: inherit;
  cursor: pointer;
  background: none;
  border: 0;
  padding: 0;
}

table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
}
th, td {
  text-align: left;
  vertical-align: top;
  padding: 0.85rem 1rem;
  border-bottom: 1px solid var(--border);
}
th {
  font-weight: 600;
  color: var(--navy);
  background: var(--off-white);
}
caption {
  caption-side: bottom;
  text-align: left;
  font-size: var(--text-xs);
  color: var(--slate);
  padding-top: 0.6rem;
}

blockquote {
  border-left: 3px solid var(--teal);
  padding: 0.25rem 0 0.25rem 1.25rem;
  color: var(--slate);
  font-size: var(--text-lg);
}

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

[hidden] { display: none !important; }

.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  z-index: 1000;
  padding: 0.75rem 1.1rem;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-sm);
  font-weight: 600;
  text-decoration: none;
}
.skip-link:focus { top: 0.75rem; }

/* --------------------------------------------------------------------------
   3. Layout
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.container--narrow { max-width: var(--container-narrow); }

.section { padding-block: var(--space-7); }
.section--tight { padding-block: var(--space-6); }
.section--alt { background: var(--off-white); }
.section--navy { background: var(--navy); color: #D6E0EA; }
.section--navy h2, .section--navy h3 { color: var(--white); }
.section--navy a { color: #7FE3D6; }
.section--navy a:hover { color: var(--white); }

@media (min-width: 768px) {
  .section { padding-block: var(--space-8); }
}

.section-head {
  max-width: 720px;
  margin-bottom: var(--space-6);
}
.section-head--center { margin-inline: auto; text-align: center; }
.section-head p { color: var(--slate); font-size: var(--text-lg); }

.eyebrow {
  display: inline-block;
  margin-bottom: 0.9rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--teal-dark);
}
.section--navy .eyebrow { color: #7FE3D6; }

.grid { display: grid; gap: var(--space-5); }
.grid > * { min-width: 0; }
.grid--2, .grid--3, .grid--4 { grid-template-columns: minmax(0, 1fr); }
@media (min-width: 640px) {
  .grid--2, .grid--3, .grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 1024px) {
  .grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}

.lede {
  font-size: var(--text-lg);
  color: var(--slate);
  line-height: 1.6;
}
@media (min-width: 768px) { .lede { font-size: var(--text-xl); } }

.text-muted { color: var(--slate); }
.text-small { font-size: var(--text-sm); }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.stack > * + * { margin-top: var(--space-4); }

/* --------------------------------------------------------------------------
   4. Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  min-height: 48px;
  padding: 0.75rem 1.4rem;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: var(--text-sm);
  line-height: 1.2;
  text-decoration: none;
  border: 1.5px solid transparent;
  transition: background var(--dur) var(--ease), color var(--dur) var(--ease), transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
  white-space: nowrap;
}
.btn svg { width: 18px; height: 18px; flex: none; }
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn--primary {
  background: var(--teal);
  color: var(--navy-deep);
  box-shadow: 0 6px 16px -6px rgba(0, 168, 150, 0.6);
}
.btn--primary:hover { background: #12BBA8; color: var(--navy-deep); }

.btn--secondary {
  background: var(--navy);
  color: var(--white);
}
.btn--secondary:hover { background: var(--navy-soft); color: var(--white); }

.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--border-strong);
}
.btn--outline:hover { border-color: var(--navy); color: var(--navy); background: var(--off-white); }

.btn--ghost-light {
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.28);
}
.btn--ghost-light:hover { background: rgba(255, 255, 255, 0.16); color: var(--white); }

@media (max-width: 479.98px) {
  .btn { white-space: normal; text-align: center; }
}

.btn--sm { min-height: 40px; padding: 0.5rem 1.05rem; font-size: var(--text-xs); }
.btn--block { width: 100%; }

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: var(--space-5);
}

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--teal-dark);
}
.link-arrow::after {
  content: "";
  width: 7px; height: 7px;
  border-right: 2px solid currentColor;
  border-top: 2px solid currentColor;
  transform: rotate(45deg);
  transition: transform var(--dur) var(--ease);
}
.link-arrow:hover::after { transform: rotate(45deg) translate(2px, -2px); }

/* --------------------------------------------------------------------------
   5. Header and navigation
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--border);
}
.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  min-height: var(--header-h);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  text-decoration: none;
  color: var(--navy);
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: -0.01em;
}
.brand__mark {
  width: 38px; height: 38px;
  flex: none;
}
.brand__text { line-height: 1.1; white-space: nowrap; }
.brand__text small {
  display: block;
  font-size: 0.68rem;
  font-weight: 500;
  color: var(--slate);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.nav-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px; height: 48px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--white);
}
.nav-toggle__bars {
  position: relative;
  width: 20px; height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: background var(--dur) var(--ease);
}
.nav-toggle__bars::before, .nav-toggle__bars::after {
  content: "";
  position: absolute;
  left: 0;
  width: 20px; height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform var(--dur) var(--ease), top var(--dur) var(--ease);
}
.nav-toggle__bars::before { top: -6px; }
.nav-toggle__bars::after { top: 6px; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bars { background: transparent; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bars::before { top: 0; transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle__bars::after { top: 0; transform: rotate(-45deg); }

.site-nav {
  display: none;
}
.site-nav.is-open { display: block; }

.nav-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-item { margin: 0; }
.nav-link, .nav-item__btn {
  display: flex;
  white-space: nowrap;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  gap: 0.4rem;
  padding: 0.9rem 0.75rem;
  font-weight: 600;
  font-size: var(--text-sm);
  color: var(--navy);
  text-decoration: none;
  border-radius: var(--radius-sm);
  text-align: left;
  transition: background var(--dur) var(--ease), color var(--dur) var(--ease);
}
.nav-link:hover, .nav-item__btn:hover { background: var(--off-white); color: var(--navy); }
.nav-item__btn .chev {
  width: 14px; height: 14px;
  transition: transform var(--dur) var(--ease);
  flex: none;
}
.nav-item__btn[aria-expanded="true"] .chev { transform: rotate(180deg); }

.dropdown {
  display: none;
  list-style: none;
  margin: 0;
  padding: 0.25rem 0 0.5rem 0.75rem;
}
.nav-item.is-open > .dropdown { display: block; }
.dropdown a {
  display: block;
  padding: 0.65rem 0.75rem;
  font-size: var(--text-sm);
  color: var(--slate);
  text-decoration: none;
  border-radius: var(--radius-sm);
}
.dropdown a:hover { background: var(--teal-soft); color: var(--navy); }
.dropdown a[aria-current="page"] { color: var(--teal-dark); font-weight: 600; }

.nav-cta { margin: 0.75rem 0.75rem 0.5rem; }
.nav-cta .btn { width: 100%; }
.header-cta { display: none; }

/* Mobile drawer */
@media (max-width: 1199.98px) {
  .site-nav {
    position: fixed;
    top: var(--header-h);
    left: 0; right: 0;
    bottom: 0;
    overflow-y: auto;
    background: var(--white);
    padding: 0.75rem var(--gutter) 2rem;
    border-top: 1px solid var(--border);
  }
  .nav-item + .nav-item { border-top: 1px solid var(--border); }
}

/* Desktop */
@media (min-width: 1200px) {
  .nav-toggle { display: none; }
  .site-nav { display: block; }
  .nav-list { display: flex; align-items: center; gap: 0.15rem; }
  .nav-item { position: relative; }
  .nav-link, .nav-item__btn { width: auto; padding: 0.6rem 0.8rem; font-size: 0.9rem; }
  .nav-cta { display: none; }
  .header-cta { display: inline-flex; }

  .dropdown {
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    min-width: 280px;
    padding: 0.5rem;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    opacity: 0;
    transform: translateY(6px);
    pointer-events: none;
    display: block;
    transition: opacity var(--dur) var(--ease), transform var(--dur) var(--ease);
  }
  .dropdown::before {
    content: "";
    position: absolute;
    top: -8px; left: 0; right: 0;
    height: 8px;
  }
  .nav-item.is-open > .dropdown,
  .nav-item:hover > .dropdown,
  .nav-item:focus-within > .dropdown {
    opacity: 1;
    transform: translateY(0);
    pointer-events: auto;
  }
  .dropdown a { padding: 0.6rem 0.8rem; }
  .nav-item--wide .dropdown { min-width: 320px; }
}

/* --------------------------------------------------------------------------
   6. Hero
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(0, 168, 150, 0.28), transparent 60%),
    radial-gradient(700px 400px at -10% 110%, rgba(0, 168, 150, 0.14), transparent 60%),
    linear-gradient(160deg, var(--navy-deep) 0%, var(--navy) 60%, #0F2B44 100%);
  color: #D6E0EA;
  padding-block: var(--space-7) var(--space-8);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.045) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: radial-gradient(ellipse at 70% 40%, #000 20%, transparent 70%);
  -webkit-mask-image: radial-gradient(ellipse at 70% 40%, #000 20%, transparent 70%);
  pointer-events: none;
}
.hero .container { position: relative; }
.hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: var(--space-6);
  align-items: center;
}
.hero__grid > * { min-width: 0; }
.hero h1 { color: var(--white); margin-bottom: 1.1rem; }
.hero .eyebrow { color: #7FE3D6; }
.hero p { font-size: var(--text-lg); max-width: 56ch; }
.hero__note {
  margin-top: var(--space-5);
  display: flex;
  gap: 0.6rem;
  align-items: flex-start;
  font-size: var(--text-sm);
  color: #AEBFD0;
}
.hero__note svg { width: 18px; height: 18px; flex: none; margin-top: 2px; color: #7FE3D6; }

@media (min-width: 1024px) {
  .hero { padding-block: var(--space-9); }
  .hero__grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: var(--space-8); }
}

/* Facts panel */
.facts-panel {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-lg);
  padding: 1.25rem;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 30px 60px -30px rgba(0,0,0,0.6);
}
.facts-panel__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1rem;
  padding-bottom: 0.9rem;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.facts-panel__head h2 {
  margin: 0;
  font-size: 1rem;
  color: var(--white);
  letter-spacing: 0;
}
.facts-panel__badge {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #7FE3D6;
  background: rgba(0,168,150,0.16);
  border: 1px solid rgba(0,168,150,0.4);
  padding: 0.3rem 0.6rem;
  border-radius: var(--radius-pill);
}
.facts-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
  list-style: none;
  margin: 0;
  padding: 0;
}
.facts-grid li {
  margin: 0;
  padding: 0.9rem;
  border-radius: var(--radius);
  background: rgba(9, 24, 39, 0.5);
  border: 1px solid rgba(255,255,255,0.08);
}
.facts-grid__value {
  display: block;
  font-size: clamp(1.15rem, 6.5vw, 1.45rem);
  overflow-wrap: anywhere;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.facts-grid__label {
  display: block;
  margin-top: 0.3rem;
  font-size: 0.78rem;
  color: #AEBFD0;
  line-height: 1.35;
}
.facts-panel__foot {
  margin-top: 1rem;
  font-size: var(--text-xs);
  color: #AEBFD0;
}
.facts-panel__foot a { color: #7FE3D6; }
@media (min-width: 420px) {
  .facts-grid__value { font-size: 1.6rem; }
}

/* Page hero (inner pages) */
.page-hero {
  background:
    radial-gradient(600px 300px at 100% 0%, rgba(0,168,150,0.16), transparent 60%),
    linear-gradient(180deg, var(--off-white), var(--white));
  border-bottom: 1px solid var(--border);
  padding-block: var(--space-5) var(--space-6);
}
.page-hero h1 { margin-top: 0.75rem; }
.page-hero .lede { max-width: 62ch; }
.page-hero--navy {
  background:
    radial-gradient(700px 400px at 90% -10%, rgba(0,168,150,0.3), transparent 60%),
    linear-gradient(160deg, var(--navy-deep), var(--navy));
  color: #D6E0EA;
  border-bottom: 0;
}
.page-hero--navy h1 { color: var(--white); }
.page-hero--navy .lede { color: #C3D1DE; }
.page-hero--navy .breadcrumbs a { color: #AEBFD0; }
.page-hero--navy .breadcrumbs li::before { color: #6C8096; }
.page-hero--navy .breadcrumbs [aria-current] { color: var(--white); }
.page-hero--navy .eyebrow { color: #7FE3D6; }

.page-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.25rem;
  margin-top: 1.25rem;
  font-size: var(--text-xs);
  color: var(--slate);
}
.page-hero--navy .page-meta { color: #AEBFD0; }
.page-meta span { display: inline-flex; align-items: center; gap: 0.35rem; }
.page-meta svg { width: 14px; height: 14px; }

/* --------------------------------------------------------------------------
   7. Breadcrumbs
   -------------------------------------------------------------------------- */
.breadcrumbs {
  font-size: var(--text-xs);
}
.breadcrumbs ol {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
  list-style: none;
  margin: 0;
  padding: 0;
}
.breadcrumbs li { margin: 0; display: inline-flex; align-items: center; gap: 0.35rem; }
.breadcrumbs li + li::before {
  content: "/";
  color: var(--border-strong);
}
.breadcrumbs a { color: var(--slate); text-decoration: none; }
.breadcrumbs a:hover { color: var(--teal-dark); text-decoration: underline; }
.breadcrumbs [aria-current] { color: var(--navy); font-weight: 600; }

/* --------------------------------------------------------------------------
   8. Cards
   -------------------------------------------------------------------------- */
.card {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  padding: 1.5rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--border-strong); }
.card h3 { margin-bottom: 0.1rem; font-size: 1.125rem; }
.card p { color: var(--slate); font-size: var(--text-sm); }
.card .link-arrow { margin-top: auto; padding-top: 0.5rem; font-size: var(--text-sm); }
.card--flat:hover { transform: none; box-shadow: var(--shadow-sm); }
.card--teal { background: var(--teal-soft); border-color: #CDEFE9; }
.card--navy { background: var(--navy); border-color: var(--navy); color: #D6E0EA; }
.card--navy h3 { color: var(--white); }
.card--navy p { color: #C3D1DE; }
.card--navy .link-arrow { color: #7FE3D6; }

.card__icon {
  width: 46px; height: 46px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: var(--teal-soft);
  color: var(--teal-dark);
  margin-bottom: 0.4rem;
}
.card__icon svg { width: 24px; height: 24px; }
.card--navy .card__icon { background: rgba(0,168,150,0.18); color: #7FE3D6; }

.card--link {
  text-decoration: none;
  color: inherit;
}
.card--link::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
}

/* Stretched link card (anchor inside card) */
.card .stretched::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
}

/* Eligibility criteria cards */
.criteria-card {
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.criteria-card__num {
  display: inline-grid;
  place-items: center;
  width: 34px; height: 34px;
  border-radius: 10px;
  background: var(--navy);
  color: var(--white);
  font-weight: 700;
  font-size: 0.9rem;
  margin-bottom: 0.9rem;
}
.criteria-card h3 { font-size: 1.1rem; }
.criteria-card__threshold {
  display: inline-block;
  margin: 0.25rem 0 0.6rem;
  padding: 0.3rem 0.65rem;
  border-radius: var(--radius-pill);
  background: var(--teal-soft);
  color: var(--teal-dark);
  font-weight: 700;
  font-size: 0.85rem;
}
.criteria-card p { color: var(--slate); font-size: var(--text-sm); margin: 0; }

/* Editorial cards */
.editorial-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.editorial-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.editorial-card__band {
  height: 8px;
  background: linear-gradient(90deg, var(--teal), var(--navy));
}
.editorial-card__body { padding: 1.4rem 1.5rem 1.5rem; display: flex; flex-direction: column; gap: 0.5rem; flex: 1; }
.editorial-card__tag {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal-dark);
}
.editorial-card h3 { font-size: 1.1rem; margin: 0; }
.editorial-card h3 a { color: var(--navy); text-decoration: none; }
.editorial-card h3 a:hover { color: var(--teal-dark); }
.editorial-card p { color: var(--slate); font-size: var(--text-sm); margin: 0; }
.editorial-card__meta { margin-top: auto; padding-top: 0.75rem; font-size: var(--text-xs); color: var(--slate); }

/* --------------------------------------------------------------------------
   9. Panels (info, warning, source, disclosure)
   -------------------------------------------------------------------------- */
.panel {
  position: relative;
  padding: 1.25rem 1.4rem 1.25rem 1.6rem;
  border-radius: var(--radius);
  background: var(--off-white);
  border: 1px solid var(--border);
  margin: var(--space-5) 0;
  font-size: var(--text-sm);
}
.panel::before {
  content: "";
  position: absolute;
  left: 0; top: 1rem; bottom: 1rem;
  width: 4px;
  border-radius: 4px;
  background: var(--teal);
}
.panel__title {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0 0 0.5rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
}
.panel__title svg { width: 18px; height: 18px; color: var(--teal-dark); }
.panel p:last-child, .panel ul:last-child { margin-bottom: 0; }

.panel--info { background: var(--teal-soft); border-color: #CDEFE9; }
.panel--warning { background: var(--amber-soft); border-color: #F2E2B3; }
.panel--warning::before { background: var(--amber); }
.panel--warning .panel__title svg { color: var(--amber); }
.panel--danger { background: var(--rose-soft); border-color: #F0C9CF; }
.panel--danger::before { background: var(--rose); }
.panel--danger .panel__title svg { color: var(--rose); }
.panel--navy { background: var(--navy); border-color: var(--navy); color: #D6E0EA; }
.panel--navy .panel__title { color: var(--white); }
.panel--navy a { color: #7FE3D6; }

.source-box {
  margin: var(--space-6) 0 0;
  padding: 1.25rem 1.4rem;
  border: 1px dashed var(--border-strong);
  border-radius: var(--radius);
  background: var(--white);
  font-size: var(--text-sm);
}
.source-box h2, .source-box h3 {
  font-size: 0.95rem;
  margin-bottom: 0.6rem;
}
.source-box ul { margin: 0; padding-left: 1.2rem; }
.source-box li { margin-bottom: 0.35rem; color: var(--slate); }

.disclosure-strip {
  background: var(--navy-deep);
  color: #AEBFD0;
  font-size: var(--text-xs);
  padding: 0.65rem 0;
  text-align: center;
}
.disclosure-strip a { color: #7FE3D6; }

/* --------------------------------------------------------------------------
   10. Process steps / timeline
   -------------------------------------------------------------------------- */
.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 1rem;
  counter-reset: step;
}
.steps li {
  position: relative;
  margin: 0;
  padding: 1.4rem 1.4rem 1.4rem 4.4rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.steps li::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 1.3rem; top: 1.3rem;
  width: 38px; height: 38px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--teal), var(--teal-dark));
  color: var(--navy-deep);
  font-weight: 700;
  font-size: 1rem;
}
.steps h3 { font-size: 1.1rem; margin-bottom: 0.35rem; }
.steps p { color: var(--slate); font-size: var(--text-sm); margin: 0; }
.steps p + p { margin-top: 0.5rem; }

/* Vertical timeline variant */
.timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  position: relative;
}
.timeline::before {
  content: "";
  position: absolute;
  left: 15px; top: 10px; bottom: 10px;
  width: 2px;
  background: linear-gradient(var(--teal), var(--border));
}
.timeline li {
  position: relative;
  margin: 0 0 1.5rem;
  padding-left: 3rem;
}
.timeline li::before {
  content: "";
  position: absolute;
  left: 8px; top: 6px;
  width: 16px; height: 16px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--teal);
}
.timeline h3 { font-size: 1.05rem; margin-bottom: 0.3rem; }
.timeline__when {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal-dark);
  margin-bottom: 0.2rem;
}
.timeline p { color: var(--slate); font-size: var(--text-sm); margin: 0; }

/* --------------------------------------------------------------------------
   11. Pros and cons
   -------------------------------------------------------------------------- */
.proscons { display: grid; gap: var(--space-5); }
@media (min-width: 768px) { .proscons { grid-template-columns: 1fr 1fr; } }
.proscons__col {
  padding: 1.6rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--white);
}
.proscons__col h3 {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 1.1rem;
  margin-bottom: 1rem;
}
.proscons__col h3 svg { width: 22px; height: 22px; }
.proscons__col--pro { border-top: 4px solid var(--teal); }
.proscons__col--pro h3 svg { color: var(--teal-dark); }
.proscons__col--con { border-top: 4px solid var(--amber); }
.proscons__col--con h3 svg { color: var(--amber); }
.proscons__col ul { list-style: none; padding: 0; margin: 0; }
.proscons__col li {
  position: relative;
  padding-left: 1.6rem;
  margin-bottom: 0.7rem;
  font-size: var(--text-sm);
  color: var(--slate);
}
.proscons__col li::before {
  content: "";
  position: absolute;
  left: 0; top: 0.55em;
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--teal);
}
.proscons__col--con li::before { background: var(--amber); }

/* Check/cross lists */
.list-check, .list-cross { list-style: none; padding: 0; }
.list-check li, .list-cross li { position: relative; padding-left: 1.9rem; }
.list-check li::before, .list-cross li::before {
  content: "";
  position: absolute;
  left: 0; top: 0.2em;
  width: 20px; height: 20px;
  border-radius: 50%;
  background-repeat: no-repeat;
  background-position: center;
  background-size: 12px;
}
.list-check li::before {
  background-color: var(--teal-soft);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23008C7D' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E");
}
.list-cross li::before {
  background-color: var(--rose-soft);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B23A48' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E");
}

/* --------------------------------------------------------------------------
   12. Tables
   -------------------------------------------------------------------------- */
.table-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin: var(--space-5) 0;
  background: var(--white);
}
.table-wrap table { margin: 0; min-width: 560px; }
.table-wrap th:first-child, .table-wrap td:first-child { padding-left: 1.25rem; }
.table-wrap tr:last-child td { border-bottom: 0; }
.table-wrap tbody th { background: transparent; font-weight: 600; }
.table-compare thead th { font-size: var(--text-xs); text-transform: uppercase; letter-spacing: 0.08em; }
.table-compare td { color: var(--slate); }
.table-compare td strong { display: block; color: var(--navy); margin-bottom: 0.15rem; }

/* Key facts table (two columns) */
.facts-table th { width: 38%; background: var(--off-white); }

/* --------------------------------------------------------------------------
   13. Accordion
   -------------------------------------------------------------------------- */
.accordion {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--white);
  overflow: hidden;
}
.accordion__item + .accordion__item { border-top: 1px solid var(--border); }
.accordion__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  width: 100%;
  padding: 1.1rem 1.25rem;
  text-align: left;
  font-weight: 600;
  font-size: 1rem;
  color: var(--navy);
  transition: background var(--dur) var(--ease);
}
.accordion__trigger:hover { background: var(--off-white); }
.accordion__trigger:focus-visible { outline-offset: -3px; }
.accordion__icon {
  flex: none;
  width: 28px; height: 28px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--teal-soft);
  color: var(--teal-dark);
  position: relative;
}
.accordion__icon::before, .accordion__icon::after {
  content: "";
  position: absolute;
  width: 12px; height: 2px;
  background: currentColor;
  border-radius: 2px;
  transition: transform var(--dur) var(--ease);
}
.accordion__icon::after { transform: rotate(90deg); }
.accordion__trigger[aria-expanded="true"] .accordion__icon::after { transform: rotate(0); }
.accordion__panel {
  padding: 0 1.25rem 1.25rem;
  color: var(--slate);
  font-size: var(--text-sm);
}
.accordion__panel[hidden] { display: none; }
.accordion__panel p:last-child { margin-bottom: 0; }

/* --------------------------------------------------------------------------
   14. CTA blocks
   -------------------------------------------------------------------------- */
.cta-block {
  position: relative;
  overflow: hidden;
  padding: 2.25rem 1.5rem;
  border-radius: var(--radius-lg);
  background:
    radial-gradient(600px 300px at 100% 0%, rgba(0,168,150,0.35), transparent 60%),
    linear-gradient(160deg, var(--navy-deep), var(--navy));
  color: #D6E0EA;
  box-shadow: var(--shadow-lg);
}
.cta-block::after {
  content: "";
  position: absolute;
  right: -80px; bottom: -120px;
  width: 320px; height: 320px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.08);
  pointer-events: none;
}
.cta-block h2, .cta-block h3 { color: var(--white); }
.cta-block p { max-width: 60ch; }
.cta-block .btn-row { margin-top: 1.5rem; }
@media (min-width: 768px) {
  .cta-block { padding: 3rem 2.75rem; }
  .cta-block--split { display: grid; grid-template-columns: 1.4fr 1fr; gap: 2rem; align-items: center; }
  .cta-block--split .btn-row { margin-top: 0; justify-content: flex-end; }
}

.cta-inline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  margin: var(--space-6) 0;
  background: var(--teal-soft);
  border: 1px solid #CDEFE9;
  border-radius: var(--radius);
}
.cta-inline p { margin: 0; font-weight: 500; color: var(--navy); }

/* --------------------------------------------------------------------------
   15. Article layout with sidebar
   -------------------------------------------------------------------------- */
.article-layout {
  display: grid;
  gap: var(--space-7);
  padding-block: var(--space-6) var(--space-8);
}
@media (min-width: 1024px) {
  .article-layout { grid-template-columns: minmax(0, 1fr) minmax(0, 320px); gap: var(--space-8); }
}
.article-body { max-width: 72ch; min-width: 0; }
.article-body > h2 { margin-top: var(--space-7); scroll-margin-top: calc(var(--header-h) + 1rem); }
.article-body > h2:first-child { margin-top: 0; }
.article-body > h3 { margin-top: var(--space-6); }
.article-body p, .article-body li { color: #2B3A4A; }
.article-body ul li, .article-body ol li { margin-bottom: 0.5rem; }
.article-body img { border-radius: var(--radius); }
.article-body figure { margin: var(--space-5) 0; }
.article-body figcaption { font-size: var(--text-xs); color: var(--slate); margin-top: 0.5rem; }

.sidebar { min-width: 0; }
.sidebar__sticky { position: sticky; top: calc(var(--header-h) + 1.5rem); display: grid; gap: 1.25rem; }
.sidebar-card {
  padding: 1.3rem 1.4rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.sidebar-card h2, .sidebar-card h3 {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--slate);
  margin-bottom: 0.9rem;
}
.sidebar-card ul { list-style: none; margin: 0; padding: 0; }
.sidebar-card li { margin: 0; }
.sidebar-card li + li { border-top: 1px solid var(--border); }
.sidebar-card li a {
  display: block;
  padding: 0.6rem 0;
  font-size: var(--text-sm);
  color: var(--navy);
  text-decoration: none;
}
.sidebar-card li a:hover { color: var(--teal-dark); }
.sidebar-card--cta { background: var(--navy); border-color: var(--navy); color: #D6E0EA; }
.sidebar-card--cta h3 { color: #7FE3D6; }
.sidebar-card--cta p { font-size: var(--text-sm); color: #C3D1DE; }
.sidebar-card--cta .btn { width: 100%; margin-top: 0.75rem; }

/* Table of contents */
.toc ol { list-style: none; margin: 0; padding: 0; counter-reset: toc; }
.toc li { margin: 0; }
.toc li + li { border-top: 1px solid var(--border); }
.toc a {
  display: flex;
  gap: 0.6rem;
  padding: 0.55rem 0;
  font-size: var(--text-sm);
  color: var(--navy);
  text-decoration: none;
}
.toc a::before {
  counter-increment: toc;
  content: counter(toc, decimal-leading-zero);
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--teal-dark);
  margin-top: 0.2em;
}
.toc a:hover { color: var(--teal-dark); }

/* Key facts strip on inner pages */
.key-facts {
  display: grid;
  gap: 0.75rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  list-style: none;
  margin: var(--space-5) 0;
  padding: 0;
}
@media (min-width: 768px) { .key-facts { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.key-facts li {
  margin: 0;
  padding: 1rem;
  border-radius: var(--radius);
  background: var(--off-white);
  border: 1px solid var(--border);
}
.key-facts__value { display: block; font-weight: 700; font-size: 1.35rem; color: var(--navy); letter-spacing: -0.02em; }
.key-facts__label { display: block; font-size: 0.78rem; color: var(--slate); margin-top: 0.2rem; }

/* Definition / answer box */
.answer-box {
  padding: 1.4rem 1.5rem;
  margin: var(--space-5) 0;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--teal-soft), #F2FAF8);
  border: 1px solid #CDEFE9;
}
.answer-box p { margin: 0; color: var(--navy); font-size: var(--text-lg); font-weight: 500; }
.answer-box p + p { margin-top: 0.75rem; font-size: var(--text-sm); font-weight: 400; color: var(--slate); }

/* Related guides row at page end */
.related { padding-block: var(--space-7); border-top: 1px solid var(--border); }

/* --------------------------------------------------------------------------
   16. Comparison cards (solutions)
   -------------------------------------------------------------------------- */
.solution-card {
  padding: 1.6rem;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.solution-card--featured { border-color: var(--teal); box-shadow: 0 0 0 4px var(--teal-glow), var(--shadow); }
.solution-card__label {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal-dark);
}
.solution-card h3 { font-size: 1.15rem; margin: 0; }
.solution-card p { color: var(--slate); font-size: var(--text-sm); margin: 0; }
.solution-card dl { margin: 0.25rem 0 0; display: grid; gap: 0.45rem; }
.solution-card dl div { display: flex; justify-content: space-between; gap: 1rem; font-size: var(--text-xs); border-top: 1px solid var(--border); padding-top: 0.45rem; }
.solution-card dt { color: var(--slate); }
.solution-card dd { margin: 0; font-weight: 600; color: var(--navy); text-align: right; }
.solution-card .link-arrow { margin-top: auto; padding-top: 0.5rem; font-size: var(--text-sm); }

/* --------------------------------------------------------------------------
   17. Eligibility checker
   -------------------------------------------------------------------------- */
.checker {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}
.checker__head {
  padding: 1.25rem 1.5rem;
  background: var(--navy);
  color: #D6E0EA;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
}
.checker__head strong { color: var(--white); }
.checker__count { font-size: var(--text-xs); color: #AEBFD0; }
.progress {
  height: 6px;
  background: rgba(255,255,255,0.14);
}
.progress__bar {
  height: 100%;
  width: 0;
  background: linear-gradient(90deg, var(--teal), #7FE3D6);
  transition: width 320ms var(--ease);
}
.checker__body { padding: 1.5rem; }
@media (min-width: 768px) { .checker__body { padding: 2.25rem 2.5rem; } }

.checker__step[hidden] { display: none; }
.checker__step h2 { font-size: 1.35rem; margin-bottom: 0.5rem; }
.checker__help { color: var(--slate); font-size: var(--text-sm); margin-bottom: 1.25rem; }

.field { margin-bottom: 1.25rem; }
.field label, .field legend { display: block; font-weight: 600; color: var(--navy); margin-bottom: 0.4rem; }
.field__hint { display: block; font-size: var(--text-xs); color: var(--slate); margin-bottom: 0.5rem; }
.field input[type="number"], .field input[type="text"], .field select {
  width: 100%;
  min-height: 52px;
  padding: 0.75rem 1rem;
  font: inherit;
  color: var(--ink);
  background: var(--white);
  border: 1.5px solid var(--border-strong);
  border-radius: var(--radius-sm);
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.field input:focus, .field select:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 4px var(--teal-glow);
}
.field input[aria-invalid="true"] { border-color: var(--rose); }
.input-prefix { position: relative; }
.input-prefix span {
  position: absolute;
  left: 1rem; top: 50%;
  transform: translateY(-50%);
  color: var(--slate);
  font-weight: 600;
  pointer-events: none;
}
.input-prefix input { padding-left: 2.1rem; }
.field__error {
  display: none;
  margin-top: 0.5rem;
  font-size: var(--text-sm);
  color: var(--rose);
  font-weight: 500;
}
.field__error.is-visible { display: block; }

fieldset { border: 0; padding: 0; margin: 0 0 1.25rem; min-width: 0; }
.choice-list { display: grid; gap: 0.6rem; }
.choice {
  position: relative;
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 0.95rem 1.1rem;
  border: 1.5px solid var(--border-strong);
  border-radius: var(--radius);
  background: var(--white);
  cursor: pointer;
  transition: border-color var(--dur) var(--ease), background var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.choice:hover { border-color: var(--teal); background: #FAFDFC; }
.choice input { width: 20px; height: 20px; margin: 0.15rem 0 0; accent-color: var(--teal-dark); flex: none; }
.choice:has(input:checked) { border-color: var(--teal); background: var(--teal-soft); box-shadow: 0 0 0 3px var(--teal-glow); }
.choice:has(input:focus-visible) { outline: 3px solid var(--teal); outline-offset: 2px; }
.choice__label { font-weight: 600; color: var(--navy); font-size: var(--text-sm); }
.choice__hint { display: block; font-weight: 400; color: var(--slate); font-size: var(--text-xs); margin-top: 0.15rem; }

.checker__nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.75rem;
  margin-top: 1.75rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border);
}
.checker__nav .btn { flex: 1 1 auto; }
@media (min-width: 480px) { .checker__nav .btn { flex: 0 0 auto; } }

.result { display: grid; gap: 1.25rem; }
.result__banner {
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: var(--off-white);
}
.result__banner h2 { font-size: 1.35rem; margin-bottom: 0.4rem; }
.result__banner p { margin: 0; color: var(--slate); }
.result__banner--positive { background: var(--teal-soft); border-color: #B9E8E0; }
.result__banner--caution { background: var(--amber-soft); border-color: #F2E2B3; }
.result__banner--review { background: #EEF2F7; border-color: var(--border-strong); }
.result__status {
  display: inline-block;
  margin-bottom: 0.75rem;
  padding: 0.3rem 0.7rem;
  border-radius: var(--radius-pill);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  background: var(--white);
  color: var(--navy);
}
.result__list { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.6rem; }
.result__list li {
  display: flex;
  gap: 0.8rem;
  align-items: flex-start;
  padding: 0.9rem 1rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--white);
  font-size: var(--text-sm);
  margin: 0;
}
.result__list li svg { width: 20px; height: 20px; flex: none; margin-top: 2px; }
.result__list li strong { display: block; margin-bottom: 0.1rem; }
.result__list li span { color: var(--slate); }
.result__ok svg { color: var(--teal-dark); }
.result__flag svg { color: var(--amber); }
.result__stop svg { color: var(--rose); }

/* --------------------------------------------------------------------------
   18. FAQ page layout, glossary
   -------------------------------------------------------------------------- */
.faq-group { margin-bottom: var(--space-7); }
.faq-group h2 { margin-bottom: 1rem; font-size: var(--text-xl); }

.glossary dl { margin: 0; }
.glossary dt {
  font-weight: 700;
  color: var(--navy);
  font-size: 1.05rem;
  margin-top: var(--space-5);
  padding-top: var(--space-5);
  border-top: 1px solid var(--border);
}
.glossary dt:first-child { margin-top: 0; padding-top: 0; border-top: 0; }
.glossary dd { margin: 0.4rem 0 0; color: #2B3A4A; }
.glossary-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin: var(--space-5) 0;
}
.glossary-nav a {
  display: inline-grid;
  place-items: center;
  min-width: 36px; height: 36px;
  padding: 0 0.5rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  text-decoration: none;
  font-weight: 600;
  font-size: var(--text-sm);
  color: var(--navy);
}
.glossary-nav a:hover { background: var(--teal-soft); border-color: var(--teal); }

/* --------------------------------------------------------------------------
   19. Footer
   -------------------------------------------------------------------------- */
.site-footer {
  background: var(--navy-deep);
  color: #AEBFD0;
  padding-block: var(--space-8) var(--space-6);
  font-size: var(--text-sm);
}
.site-footer a { color: #C3D1DE; text-decoration: none; }
.site-footer a:hover { color: var(--white); text-decoration: underline; }
.footer-grid {
  display: grid;
  gap: var(--space-6);
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .footer-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .footer-grid { grid-template-columns: 1.5fr repeat(4, 1fr); } }
.footer-brand .brand { color: var(--white); }
.footer-brand .brand__text small { color: #7FE3D6; }
.footer-brand p { margin-top: 1rem; max-width: 36ch; font-size: var(--text-xs); line-height: 1.6; }
.footer-col h2 {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--white);
  margin-bottom: 1rem;
}
.footer-col ul { list-style: none; margin: 0; padding: 0; }
.footer-col li { margin-bottom: 0.55rem; }
.footer-disclosure {
  margin-top: var(--space-7);
  padding: 1.25rem 1.4rem;
  border-radius: var(--radius);
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  font-size: var(--text-xs);
  line-height: 1.6;
}
.footer-disclosure strong { color: var(--white); }
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.75rem 1.5rem;
  margin-top: var(--space-6);
  padding-top: var(--space-5);
  border-top: 1px solid rgba(255,255,255,0.1);
  font-size: var(--text-xs);
}
.footer-bottom ul { display: flex; flex-wrap: wrap; gap: 0.5rem 1.25rem; list-style: none; margin: 0; padding: 0; }
.footer-bottom li { margin: 0; }

/* --------------------------------------------------------------------------
   20. Misc components
   -------------------------------------------------------------------------- */
.badge {
  display: inline-block;
  padding: 0.25rem 0.6rem;
  border-radius: var(--radius-pill);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.badge--teal { background: var(--teal-soft); color: var(--teal-dark); }
.badge--amber { background: var(--amber-soft); color: var(--amber); }
.badge--navy { background: var(--navy); color: var(--white); }
.badge--rose { background: var(--rose-soft); color: var(--rose); }

.placeholder {
  background: var(--amber-soft);
  border: 1px dashed var(--amber);
  color: #6B4A00;
  padding: 0.1rem 0.4rem;
  border-radius: 4px;
  font-weight: 600;
}

.pill-list { display: flex; flex-wrap: wrap; gap: 0.5rem; list-style: none; padding: 0; margin: 0; }
.pill-list li { margin: 0; }
.pill-list a, .pill-list span {
  display: inline-block;
  padding: 0.45rem 0.9rem;
  border-radius: var(--radius-pill);
  border: 1px solid var(--border);
  background: var(--white);
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--navy);
  text-decoration: none;
}
.pill-list a:hover { border-color: var(--teal); background: var(--teal-soft); }

.stat-row {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(2, 1fr);
}
@media (min-width: 768px) { .stat-row { grid-template-columns: repeat(4, 1fr); } }
.stat {
  padding: 1.25rem;
  border-radius: var(--radius);
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
}
.stat__value { display: block; font-size: 1.75rem; font-weight: 700; color: var(--white); letter-spacing: -0.02em; }
.stat__label { font-size: var(--text-xs); color: #AEBFD0; }

/* Abstract illustration helper (CSS-only shapes) */
.orb-illustration {
  position: relative;
  aspect-ratio: 1;
  max-width: 360px;
  margin-inline: auto;
}
.orb-illustration span {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(0,168,150,0.35);
}
.orb-illustration span:nth-child(1) { inset: 0; }
.orb-illustration span:nth-child(2) { inset: 15%; border-color: rgba(16,36,58,0.2); }
.orb-illustration span:nth-child(3) { inset: 30%; background: radial-gradient(circle at 30% 30%, var(--teal-soft), var(--teal)); border: 0; box-shadow: 0 20px 40px -20px rgba(0,168,150,0.6); }

/* --------------------------------------------------------------------------
   21. Motion and print
   -------------------------------------------------------------------------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  html { scroll-behavior: auto; }
}

@media print {
  .site-header, .site-footer, .nav-toggle, .cta-block, .cta-inline, .sidebar, .skip-link, .disclosure-strip { display: none !important; }
  body { font-size: 11pt; color: #000; }
  a { color: #000; text-decoration: none; }
  a[href^="http"]::after { content: " (" attr(href) ")"; font-size: 0.85em; }
  .article-layout { display: block; }
  .accordion__panel[hidden] { display: block; }
}

/* --------------------------------------------------------------------------
   22. Hero enquiry form (Formspree)
   -------------------------------------------------------------------------- */
.page-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: var(--space-6);
  align-items: start;
}
.page-hero__grid > * { min-width: 0; }
@media (min-width: 1024px) {
  .page-hero__grid { grid-template-columns: minmax(0, 1fr) 400px; gap: var(--space-8); }
}

.lead-form {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  color: var(--ink);
}
.lead-form__head {
  background: linear-gradient(135deg, var(--navy), var(--navy-soft));
  padding: 1.1rem 1.4rem;
  text-align: center;
}
.lead-form__head h2 {
  margin: 0;
  color: var(--white);
  font-size: 1.2rem;
  letter-spacing: -0.01em;
}
.lead-form__body { padding: 1.25rem 1.4rem 1.4rem; }
.lead-form__intro {
  font-size: var(--text-sm);
  color: var(--slate);
  margin-bottom: 1rem;
}
.lead-form__field { margin-bottom: 0.75rem; }
.lead-form__field input,
.lead-form__field select {
  width: 100%;
  min-height: 48px;
  padding: 0.65rem 0.9rem;
  font: inherit;
  font-size: var(--text-sm);
  color: var(--ink);
  background: var(--off-white);
  border: 1.5px solid var(--border-strong);
  border-radius: var(--radius-sm);
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.lead-form__field input::placeholder { color: var(--slate); }
.lead-form__field select:invalid { color: var(--slate); }
.lead-form__field input:focus,
.lead-form__field select:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 4px var(--teal-glow);
  background: var(--white);
}
.lead-form__check {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  margin: 0.6rem 0;
  font-size: var(--text-xs);
  color: var(--slate);
}
.lead-form__check input {
  width: 18px; height: 18px;
  margin-top: 0.15rem;
  flex: none;
  accent-color: var(--teal-dark);
}
.lead-form__check label { cursor: pointer; }
.lead-form__submit { width: 100%; margin-top: 0.5rem; }
.lead-form__privacy {
  margin: 0.85rem 0 0;
  font-size: 0.72rem;
  color: var(--slate);
  line-height: 1.5;
}
.lead-form__hp { display: none; }

.hero .lead-form { box-shadow: 0 30px 60px -30px rgba(0,0,0,0.6); }
.page-hero--navy .lead-form a { color: var(--teal-dark); }

/* Facts band below the homepage hero (facts panel moved out of the hero) */
.facts-band {
  background: var(--navy-deep);
  padding-block: var(--space-6);
}
.facts-band .facts-panel { max-width: 100%; }
@media (min-width: 768px) {
  .facts-band .facts-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (min-width: 1024px) {
  .facts-band .facts-grid { grid-template-columns: repeat(6, minmax(0, 1fr)); }
  .facts-band .facts-grid__value { font-size: 1.5rem; }
}